Greetings bogbf welcome to the Forum.
House settling/moisture can cause that !
Try wrapping a towel around your Hammer where it won't damage the surface of the door.
Then hold the mechanism in the "open" position, while tapping the area where you feel the bolt is stuck.
Might have to go outside and tap, while someone else holds the handle in position.
My best guess...
Once you get it open, you might use a Rotary File to expand the receiver for the Bolt, where it has more room.
On the WD-40...
It's got a pretty Waxy base. Could give you problems when it's cold (or anytime for that matter). I like the LPS products, if they're available in your area.
Have a good Day !
S.W.